Reformat Labs

    AI and technology built for finance businesses

    Industry — Finance

    We help financial services organisations adopt AI and build reliable software under the scrutiny of FCA regulation - always vendor-agnostic, always focused on what will genuinely move the needle.

    The challenge

    What we understand about finance businesses

    Financial services firms must balance innovation with stringent regulatory requirements. We bring hands-on experience helping finance businesses evaluate AI use cases, streamline operations, and build software that meets both commercial and compliance requirements - without guesswork or generic frameworks.

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    Common pain points

    Manual reporting and reconciliation processes consume analyst time and create error risk

    High volume of routine client communications reduces advisor capacity for high-value work

    Compliance monitoring and audit trail maintenance is resource-intensive

    Fraud signal detection relies on rules-based systems that struggle with novel patterns

    Advisors lack AI-assisted tools to improve client insight and recommendation quality

    What we build

    AI and software use cases for finance

    Automated financial reporting

    AI agents that aggregate data, apply formatting rules, and produce draft reports - reducing reporting cycles from days to hours.

    Reconciliation agents

    Automated matching of transactions across systems, flagging discrepancies for human review - dramatically reducing manual reconciliation time.

    Client communication automation

    AI-drafted client updates, portfolio summaries, and routine correspondence - reviewed and approved before sending.

    Fraud signal detection

    Pattern-recognition models that flag unusual activity for compliance team review, trained on your transaction history.

    Advisor copilots

    AI tools that surface client data, suggest talking points, and draft recommendations - giving advisors better preparation in less time.

    Regulatory document generation

    AI-assisted generation of regulatory submissions, KYC/AML documentation, and compliance reports.

    Regulatory context

    How we approach compliance in finance

    We have practical experience working within FCA, MiFID II, PSD2, and UK GDPR frameworks. AI deployments are scoped with your compliance function involved from day one.

    What good looks like

    Outcomes our finance clients achieve

    Reporting cycles reduced from days to hours

    Significant reduction in manual reconciliation errors

    Advisors freed from routine communication to focus on complex client needs

    Lower cost per compliance action through intelligent automation

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    Interested in our services? Get in touch.

    Speak with one of our advisers today - no jargon, no obligation. We'll be direct about whether we're the right fit.

    Response within one business day
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    Tailored to your specific challenge
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